Generic hip-hop soundtrack? Check. Aerial stock footage of milieu? Check. Hardy-har homophobia and misogyny? Check. Emasculated sub-Gump white dude played by Jay Mohr? Double check. That's right, King's Ransom is the latest ''urban'' comedy, starring the now-ubiquitous Anthony Anderson as Chicago marketing mogul Malcolm King, a jackass with plenty of enemies. In the course of staging his own kidnapping to avoid a divorce settlement, something goes very wrong. Get out! The script basically an improv scene sprawling to feature length is as oddly paced and loose as infant stool.