Think that the idea of Mickey Rourke and Stephen Baldwin playing a pair of gay psychos sounds bad? You should only experience the reality. The couple's bank heist goes horribly wrong when it's interrupted by three teens playing a particularly idiotic practical joke; the rest of this straight-to-tape film is pointless sadism and tiresome pseudoexistential philosophizing, mostly from Rourke, who plays the brains of the duo. (No, that's not a misprint.) Unless you're really interested in hearing Rourke call Baldwin ''honey,'' avoid Fall Time at all costs. F

